Financial Guidance to Protect Your Nest Egg. Technology to Watch it Grow.

Plan. Monitor. Grow

Forward Thinking

Based on your values and needs, we help you design your future. We work together with our clients, providing them with the necessary tools to succeed.

Modern Tools

We work together with our clients, providing them with easy-to-understand recommendations and helping you implement them every step of the way.

Clear Vision & Direction

We specialize in providing wealth advisory and investment services and tax advice for clients seeking financial freedom and security.

Integrated Wealth Management to Help Connect the Dots.

Johnny Line

President

johnny@line-financial.com

Johnny received his Bachelor of Business Administration and Master of Taxation from Texas A&M University in 1996. From there Johnny worked with the international CPA firms of Ernst & Young in New York City followed by Deloitte in Dallas, TX.

Johnny left the tax industry to focus on financial planning for clients in the health care industry at Cain Watters. That is when Johnny became a CERTIFIED FINANCIAL PLANNER, as well as a Registered Investment Advisor with the state of Texas.

Johnny and his wife Shelly live in Dallas with their two children, Lydia and James.

Our monthly financial planning fee is $710 and our assets under management (AUM) fee is 0.5%.

Markets Fluctuate.

We'll Help You Stay The Course.

As a fee-only and fiduciary firm, providing you with the knowledge and resources you need to be successful is what we do best. Without commission incentives and conflicts of interests in the picture, we’re able to deliver recommendations that solely serve your best interests. There’s a lot of technical jargon in this industry, and we want to make sure the solutions we create are easy-to-understand so you can apply our insights throughout your day-to-day life.

We are firm believers that anything is possible, and whatever challenges that come up along the way simply exist to guide us in the right direction. When it comes to financial planning, you can only be so proactive. However, by putting strategic measures into place, you’re able to overcome any issues and obstacles with ease and confidence. Explore the different scenarios you might find yourself in — and the solutions we would recommend.

Situation	Solution
You need some hands-on guidance on which investment strategies are right for you.	Investment Management Accomplish your short- and long-term objectives with an investment portfolio tailored according to your unique risk profile. LEARN MORE
You’re in the middle of your career, just started a family and have assets all over the place that need some organization.	Retirement Planning Social Security, pension, stocks and more. We’ll identify all potential sources of income so you can look forward to your life past. LEARN MORE
You’ve recently started your own business and want to make sure you’re staying ahead of any future tax liabilities.	Tax Planning Feel confident once filing season comes around with a strategic tax planning approach that keeps your numbers in order so no detail falls through the cracks. LEARN MORE

Our knowledge and insight into the stock market enables us to craft an investment portfolio uniquely tailored to you. Through ongoing collaboration and monitoring, our team is able to discover new avenues for you to invest your wealth and accomplish your goals. In addition to managing your investments, we’ll educate you on the rationale behind each investment decision so you’re well-versed in the logic of our approach.

When you work with us, we will:

Identify Your Short- and Long-Term Objectives
As these objectives change, we’ll strategically adjust our approach according to the current state of the market so you continue to generate returns.

Determine Your Optimal Risk Tolerance
Through a series of questions, we’ll pinpoint the exact amount of risk needed for you to achieve your goals and remain confident in our services.

Follow a Timeline That’s Right For You
After outlining your objectives, we’ll design a strategy that aligns with your optimal timeline for achieving your returns.

Whether you’re five years away from retirement or 20 years away from retirement, we’ll help guide you through the steps necessary to secure enough assets for your optimal retirement lifestyle. After evaluating your current financial situation, we’ll identify the income sources and opportunities that are most advantageous for you as you prepare for your life past employment.

Our retirement planning services involve:

Reviewing
Your investment strategy and ensuring you’re investing your wealth in the stocks that best align with your objectives.

Optimizing
Your spending habits so you continuously make decisions that benefit your broader financial picture.

Identifying
Potential income streams and ways you can continue to contribute to your nest egg while still securing the basic necessities.

You don’t have a choice about paying taxes, but you can avoid making the mistake of overpaying them. While it’s hard to imagine anyone intentionally paying too much in taxes, the IRS estimates that more than one billion dollars is overpaid in taxes each year. That’s no surprise when tax laws change every year—even in years when no major tax legislation is enacted.

How much of that money is yours? Wouldn’t you rather see those funds in your bank account or put aside for your retirement or other financial goals?

Do you want to reduce your tax burden? Do you want to increase your assets? We can help!

We specialize in personal income tax preparation and planning and will identify the tax-saving approaches that apply to your situation. We work with you throughout the year, not just when it’s time to prepare your return.

Do you want to find out how you can reduce your tax burden?

You might be able to save on taxes by:

Restructuring your investment portfolio to produce a higher after-tax return
Shifting income to dependents in a lower tax bracket
Claiming appropriate home office deductions
Maximizing qualified plan and IRA contributions
Identifying all the deductions that apply to your small business

If you’re like most people, your taxes represent one of your largest annual expenses, yet often little or no planning is done to minimize your tax bill. Careful tax preparation and planning can free up money that you can use to achieve your goals. As personal income tax specialists, we will help you aggressively pursue every deduction you are lawfully entitled to.

Would you worry less if you had more money to save toward your goals? Discover how much more money you could be keeping for yourself and your future. Contact us today for a no-cost review of your prior three years’ tax returns.

Unfortunately I'm no longer available to add clients. Feel free to contact me and I'm happy to connect you with a firm that has capacity to see new clients.